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The Marine and General Mutual Life Assurance Society
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The Marine and General Mutual Life Assurance Society : ウィキペディア英語版
The Marine and General Mutual Life Assurance Society

The Marine and General Mutual Life Assurance Society, previously known as MGM Assurance, was established in 1852. Now known as (MGM Advantage )〔(), MGM Advantage, October 2011〕 the Society is Great Britain's longest-registered company and holds the company registration number 00000006.〔() Companies House, United Kingdom, October 2011〕
==Origins==

The Society was started in what could be deemed bizarre circumstances. Simply, seamen of the day were charged more for life assurance if they were teetotal – as water was considered by insurance companies of the 1830s and 1840s as a dangerous element – both for its sanitary condition and volatile nature. This prompted the creation of the ''United Kingdom Temperance and General Provident Association'' in 1841〔L.H. Humpherson, Page 9〕 – which went on to champion longevity due to abstinence of alcohol on a seafaring voyage and a consequential reduction in premiums. The brain-child of the teetotal Robert Warner, this initial foray into the assurance market grew into ''The Marine Life and Casualty Mutual Assurance Society'' which moved:
''“to extend the benefits of Life Assurance to all (whether Mariners or Passengers) who have to undergo the perils of the ocean.”''

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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